The GAO issued a scathing report on the HHS development of the web site which was in the news last Fall. They state:
CMS did not develop a required acquisition strategy to identify risks
and document mitigation strategies and did not use available
information, such as quality assurance plans, to monitor performance and
inform oversight. CMS incurred significant cost increases, schedule slips, and delayed
system functionality for the FFM and data hub systems due primarily to
changing requirements that were exacerbated by oversight gaps. From
September 2011 to February 2014, FFM obligations increased from $56
million to more than $209 million. Similarly, data hub obligations
increased from $30 million to nearly $85 million. Because of unclear
guidance and inconsistent oversight, there was confusion about who had
the authority to approve contractor requests to expend funds for
additional work. New requirements and changing CMS decisions also led to
delays and wasted contractor efforts. Moreover, CMS delayed key
governance reviews, moving an assessment of FFM readiness from March to
September 2013—just weeks before the launch—and did not receive required
approvals. As a result, CMS launched Healthcare.gov without
verification that it met performance requirements.
Anyone thinking that the Government can do a better job ought review this Report. Always remember that morbidly obese GS 9 with an attitude sitting there denying you and your family coverage from some life threatening problem. They already exist in the VA.